About Us
The History of The Peninsula Insurance Companies
[President's Statement ] [Mission Statement]
The Peninsula Insurance Company was founded in 1960 by Samuel W. Seidel writing auto physical damage. G. Eric Crouchley, CPCU, assumed the position of president in April of 1996. Mr. Seidel stayed on and served on the Board of Directors as Chairman, then Board member and finally as Director Emeritus prior to his death on July 18, 2001. [ Tribute to the life of Mr. Sam Seidel ]
Peninsula Insurance is a multiple property and casualty lines carrier currently doing business in Delaware, Maryland, New Hampshire, Pennsylvania, Tennessee, Virginia and West Virginia. With headquarters based in Salisbury, Maryland, we write comprehensive and affordable personal auto, homeowners, manufactured homes, motorcycle and personal umbrella policies. Our Commercial Lines Department continues to grow, and has developed a reputation in the marketplace for competitive products in the areas of commercial auto, businessowners, workers compensation, garage liability, inland marine and commercial umbrella.
Although a smaller regional carrier, we have consistently outperformed the insurance industry as a whole. Peninsula Insurance is rated "A" excellent by A. M. Best. Our direct written premium volume for 2006 was over $42.9 million dollars. As of January 2004, Peninsula Insurance became a member of the Donegal Group Inc., located in Marietta, Pennsylvania.
Standard Lines Department
Our standard automobile rates in Maryland are extremely competitive with other preferred auto carriers. Our experienced underwriting team continues to provide great service in securing these customers. We also offer a comprehensive homeowners program that offers replacement costs on home and contents. When packaged with our auto program, we provide up to 10% discounts on both the homeowners and auto plans.
Special Risks Department
In our Special Risks Department, we specialize in writing insureds who do not qualify for standard or preferred auto policies. We provide these policyholders a competitive alternative to other non-standard markets. In this program, we offer many discounts, including safe driving, safe driver transfer, multi-car, homeownership and renewal. Besides auto, we also offer manufactured home, motorcycle and boat programs to accommodate the insurance needs of a wide variety of insureds.
Commercial Lines Department
Our Commercial Lines Department specializes in providing comprehensive coverage at a competitive rate for the small to mid-sized commercial account. All types of commercial coverage are available to make it easy to have an entire account under one policy. Services for the policyholder include: risk management, property appraisal and loss analysis. Assistance for OSHA compliance is also available, all without additional costs. The Commercial Department's goal is to develop a partnership between the company, agent and policyholder.
Detailed Information: [ Commercial Info ]
Claims Department
Claims are a top priority with our company. We have made a major commitment to having prompt and responsible claims service to all interested parties. Being a smaller regional company, we feel that we can provide more personalized attention on a claim.
Information Technology
Our Information Technology Department provides support for all departments within the company and is responsible for all data processing needs and for all the information flow for critical decision making within the company. The I.T. Department continues to enhance computer equipment and technical processes to keep pace with the fast changing needs of our agency force and customers.
Accounting Department
Our Accounting Department monitors our physical facility and personnel needs to maintain a cost-efficient organization. By controlling costs, we feel we can continue to offer the lowest possible rate structure in the marketplace.
Marketing Department
Our Marketing Department is a key link between The Peninsula Insurance Companies and our independent agency force. The marketing representatives keep the agents informed of important changes at the company level. It is important to keep our agents up to date so that they can provide our insureds with the best possible service. In addition they keep our underwriting staff informed of changes in the marketplace and issues in the regulatory environment. Our marketing representatives meet with every agent to make them aware that we are a competitive market for preferred, standard and non-standard personal automobile, homeowners, and commercial insurance. You should ask your agent if they represent The Peninsula Insurance Companies.
Your Independent Agent
The Peninsula Insurance Companies work through the independent agency system. The agents we select to represent Peninsula are among the most professionally trained personnel in the industry. Our teamwork approach to working with these valued professionals allows us the opportunity to continue to respond to the needs of the marketplace.
